If you asked me my greatest fear, it would be ‘Not having enough money.’ I am not the only one who fears going bankrupt or losing my money. Many people worry so much about money that it keeps them awake at night. The human mind has adapted to worry about money.
We are worried because we don’t have any money.
We worry about having less money.
Having more money is not always a good thing because then, we are scared of losing it.
Money is one of the most underrated forms of addiction. It can have a profound impact on our relationships, behavior, and health. This is not a case of a saint.
I have been guilty of being attached to my money. Over time, however, I have come to accept the fact that money is not enough. I must instead focus on what makes me happy.
To be truly happy, it is crucial to be mindful of your finances. Money provides the means for your basic needs and is what you need to have a comfortable lifestyle.
Though, it’s important to take action when money becomes an obsession that controls every aspect of your life.
It is not worth it worrying about something that’s only but a small part of your life while neglecting the people and things that really matter.
Here are some practical ways to reduce your constant worry about money.
1. Change your mindset
Tension is not a solution to all your problems. Why have it?
Think about the homeless and people without food to eat. Are your worries greater than theirs?
Sometimes all that is needed is a reminder to smile and keep your face bright. You can quickly get rid of all your worries by adopting mindfulness.
Then you’ll realize there is nothing to worry about. You can think of a mantra to help you get through times of worry.
Here are some examples;
- Tension won’t get me far.
- I’m a fighter, and I can overcome this.
- I have food to eat and a roof over me. I am blessed.
2. You can draw power from faith
Your faith is stronger than you realize. Sometimes, your faith can be all you need to feel positive and continue moving forward with confidence.
People who cannot leave their house without praying to God are some of the people I know.
They see it as a way to release worries and feel calmer during the day.
3. Keep Your Eyes on the Positives
While it is important to prepare for the worst, it is equally important to remain optimistic about the future.
Getting too focused on the negatives can only lead to anxiety and constant worrying about your finances.
Counting your blessings and being content with what you already have is one of the best ways to combat your worries.
4. Live in the Present
We tend to worry about the future a lot. We worry too much about what is yet to come. It’s not surprising that this is what we do.
“What happens if my job is lost?”
“How will I save enough money for my retirement?”
It’s great to have financial goals and to want to secure your future, but you should also remember to be grateful for what the present has in store. You can work harder today to get better pay and job security to ensure your retirement.
5. Imagine the worst possible outcome
Although it may sound silly, sometimes the only way to get out of fear is through it.
Uncertainty and fear of the unknown can increase the severity of your worries.
Imagine yourself in the most frightening situations to help you accept what life throws at your face and move forward without worrying.
These are the things I remind myself of when I worry about money too much. It’s difficult to not obsess about money when you have so many financial goals.
But it is worth the effort to get rid of those worries. Enjoy the time with the people you love and share your joy with them.